FAQ
Frequently asked questions.
What we do, how we work, who we work with. If your question isn’t here, get in touch.
About Arrowbanc
- What does Arrowbanc Advisory do?
- We are an independent structured credit specialist — analytics, valuation, and advisory for institutional clients across India's structured credit market: AIFs, NBFCs, banks, insurance companies, and global asset managers. We do not rate instruments, underwrite debt, or distribute securities.
- How are you different from a Big 4 firm or a rating agency?
- Rating agencies cannot advise on transactions they rate. Big 4 firms staff structured credit engagements from a broad advisory bench, not a dedicated practice. We work on structured credit exclusively — deeper market knowledge, faster delivery, and a narrower conflict profile.
- Are you a SEBI-registered Investment Adviser?
- No. We are not a SEBI-registered Investment Adviser and do not provide retail investment advice. All services are institutional advisory under executed engagement agreements.
- Where are you based?
- Incorporated in India since 2020 (Arrowbanc Private Limited). We cover onshore structured credit and cross-border transactions involving Indian assets and offshore capital.
Services & Engagements
- What types of clients do you work with?
- Institutional only: Category II and III AIFs, NBFCs and HFCs, scheduled commercial banks, insurance companies, global asset managers entering India, and fintech lenders preparing securitisation programmes.
- Do you advise both originators and investors?
- Yes — but never on the same transaction. We maintain a conflicts register and decline engagements where a conflict cannot be managed.
- What is a typical engagement duration?
- Single instrument valuation: 5–7 business days. Quarterly AIF portfolio valuation: 10–15 business days per cycle. Transaction advisory: 6–12 weeks depending on complexity. Every engagement is scoped and priced before it starts.
- Retainer or per-engagement?
- Both. Single mandates are scoped per engagement. Ongoing work — quarterly AIF valuations, portfolio monitoring, research — runs on retainer with agreed deliverables and cadence.
- Can you work alongside our existing advisers, auditors, or legal counsel?
- Yes. Our valuation memoranda are built to support statutory audit and LP review. On transactions, we work alongside legal counsel, trustees, and rating agencies.
Valuation
- What does an independent valuation involve?
- Cashflow modelling from contractual terms, discount rate decomposition (risk-free, credit, liquidity, structural), issuer credit review, covenant analysis, sensitivity testing, and a signed memorandum documenting every step. The output isn't a number — it's a defensible analysis.
- Does your work satisfy SEBI's AIF quarterly valuation requirement?
- Yes. Our framework is built around SEBI's AIF valuation guidelines — instrument-level memoranda with methodology, sensitivity, and prior-period reconciliation. LP-ready and audit-defensible.
- Can you value stressed or non-performing instruments?
- Yes. Security Receipts, IBC resolution plans, and ARC portfolio positions are a core area. We use scenario-weighted DCF calibrated to recovery and resolution outcomes, not just contractual cashflows.
ArrowAnalytics
- What is ArrowAnalytics?
- Our proprietary platform for structured credit analytics — cashflow modelling, portfolio dashboards, transaction benchmarking, and trigger-level surveillance. Currently in development with a small number of design partners.
- How do I get early access?
- We are inviting institutional partners into the design phase in exchange for input on the roadmap. AIF managers, bank treasuries, and NBFCs with structured credit portfolios are welcome to get in touch.
Research & Training
- What is the India Structured Credit Monitor?
- Our monthly newsletter for institutional readers — securitisation developments, private credit trends, regulatory updates, and original research. Free to subscribe.
- Do you run training programmes?
- Yes. Bespoke structured finance training for NBFC, bank, AIF, and investment teams — securitisation mechanics, waterfall modelling, IFRS 9 / Ind AS 109, cross-border structures. Half-day to multi-day formats, in-person or virtual.
Still have a question?
Reach out directly. We respond to institutional inquiries within two business days.