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Arrowbanc Advisory

Arrowbanc Platform — Market Infrastructure

Structured credit infrastructure for institutional India

A closed, adviser-curated marketplace connecting originators and institutional investors across every securitisation asset class — built on the Arrowbanc Data Standard.

Apply as OriginatorApply as InvestorADS Documentation →

The Problem

India’s structured credit market lacks infrastructure

Securitisation volumes have grown significantly, yet the market remains fragmented — no standardised data, no institutional discovery layer, no transparent transaction pipeline.

₹4.2T+

Securitisation volume in FY24

Yet 80% of transactions are bilateral — no standardised data, no discovery layer.

30–45 days

Typical time from pool selection to investor NDA

Fragmented diligence, inconsistent data formats, and manual matching drive delays.

0

Interoperable data standards for Indian ABS pools

Arrowbanc introduces the ADS — the first structured pool data standard for the market.

How It Works

Three participants. One platform.

Originator

NBFC · HFC · Fintech · MFI

  1. 1Register and submit your participant application
  2. 2Upload pool data via the ADS standard — structured, validated
  3. 3Receive a quality score and RBI compliance check
  4. 4Your transaction is structured and marketed to matched investors
  5. 5Track expressions of interest and award the mandate
Apply as Originator →
Investor

AIF · Bank · Insurance · Family Office

  1. 1Register and declare your investment mandate
  2. 2Access live transaction pipeline filtered to your criteria
  3. 3Receive curated investment memos from Arrowbanc advisers
  4. 4Submit expressions of interest directly through the platform
  5. 5Receive originator introduction and commence diligence
Apply as Investor →
Adviser

Arrowbanc team

  1. 1Review and approve participant applications
  2. 2Validate ADS submissions and generate quality scores
  3. 3Structure transactions and run ArrowIntelligence analysis
  4. 4Match originator pools with investor mandates
  5. 5Manage the full transaction lifecycle through to close

Arrowbanc Data Standard

ADS v1.0 — the pool data standard

The ADS is a standardised JSON schema for securitisation pool data, designed for institutional disclosure, automated validation, and regulatory compliance. All transactions on the Arrowbanc Platform must submit pool data in ADS format.

View ADS Documentation →

30+ standardised fields

Pool size, tenor, seasoning, delinquency buckets, credit enhancement, geographic distribution, ESG disclosures — all in one schema.

Automated RBI compliance checks

MHP and MRR validation per RBI Securitisation of Standard Assets Directions 2021 — blocking errors surfaced before submission.

0–100 quality score

Deductions for missing fields, errors, warnings, and incomplete ESG data. Score drives adviser triage and investor filtering.

ESG data layer

Green asset flags, financial inclusion metrics, priority sector eligibility, and sustainability-linked instrument terms — all in-schema.

Audit trail

Every ADS submission and change is logged with timestamp and actor. Immutable record for regulatory and investor due diligence.

UMI-ready transaction IDs

ARW-[YEAR]-[AC]-[XXXXXX] — consistent, machine-readable identifiers designed for India's Unified Market Infrastructure.

Eligibility

Who can participate

Originators

  • NBFC, HFC, MFI, Fintech, or similar regulated or registered entity
  • Active lending book with a minimum pool size of ₹50 Cr
  • Compliant with RBI Securitisation of Standard Assets Directions 2021
  • No RBI directive restricting securitisation activity

Investors

  • SEBI-registered AIF (Cat I, II, or III), bank, insurance company, or IRDAI/PFRDA regulated entity
  • Minimum ticket size of ₹5 Cr
  • Board-approved investment policy covering structured credit
  • KYC-compliant entity with valid LEI
RBI

Regulatory framework

All transactions on the Arrowbanc Platform must comply with the RBI Master Direction on Securitisation of Standard Assets, 2021 (updated January 2023). The platform enforces Minimum Holding Period (MHP) and Minimum Risk Retention (MRR) requirements automatically at the point of ADS submission. Arrowbanc acts as arranger and adviser — not as a SEBI-registered investment adviser or RBI-regulated entity in this context. Participants are responsible for their own regulatory compliance.

Apply Now

Ready to access the platform?

Applications are reviewed by the Arrowbanc team. Approval typically takes 3–5 business days. All data shared during the application process is confidential.

Apply as OriginatorApply as Investor

Already applied? Check your application status or contact us.